Finance specialists Consumer Credit Solutions (CCS) have teamed up with Weatherseal to offer an innovative 'monthly charge' product – ideal for larger purchases.

Customers now have the choice of taking loans out over typically eight or five years, which keeps repayments as low as possible, yet there is also flexibility within the agreement to pay more than the minimum monthly repayment thereby reducing both the outstanding loan and the total interest payable.

“The package offers a competitive rate of interest and will be particularly attractive in the current financial market because people can spread their loan over a period of time best suited to them,” said Peter Nicholson, Partner at CCS – leaders in the home improvement industry for providing highly competitive and innovative credit options.

Monthly charge credit is also beneficial to retailers. Not only do they earn commission on the deal but they can also use the finance package to bring their product closer to the budgetary requirements of potential customers.

Kevin Brookman, Director of Weatherseal – a household name for double glazing, replacement windows, doors and conservatories – is confident that this new finance product will be popular amongst customers and therefore lead to increased sales.

“We always try to make things as easy as possible for the customer and offering competitive finance options is no exception. Most people don't like to pay significant sums of money in one go so being able to spread payments over a timescale that suits them is very appealing. There aren't many credit lenders that offer finance with varying loan terms so we find that the CCS option really gives us that competitive edge,” he said.

The monthly charge product is also supported by on-site training by CCS staff on how to promote the finance package effectively, and complete and process credit applications, as well as ongoing account management.

“The training provided by CCS is proving extremely useful and definitely gives added value to the product,” said Kevin Brookman. “Our staff are now totally up to speed with the mechanics of the system, and are able to use the product to its best advantage.”

CCS which has offices in Leyland, Lancashire and Birmingham, currently manages an annual credit managed programme in excess of £150million and has a client portfolio ranging from independent retailers through to national players such as Amdega, Anglian, Hammonds, Betta Bedrooms and Appeal Conservatory Blinds.

Retailers wanting to find out more about CCS's services should visit www.creditsolutionsgroup.co.uk or call 0845 120 6666.

-ENDS-

NOTES TO EDITORS

About Consumer Credit Solutions (CCS)

• Established in 1998, Consumer Credit Solutions (CCS) operates exclusively within the home improvement market providing point of sale finance plans in conjunction with a panel of 'blue chip' lending partners.

• CCS is a Limited Liability Partnership (LLP) and is part of the Credit Solutions Group, which also incorporates sister company Consumer Finance Solutions (CFS). The Group employs 15 members of staff and has headquarters in Leyland, Lancashire, and Birmingham.

• CCS is a licensed credit broker and operates on a partnership basis with many of the UK's leading credit and finance houses. The company provides a total credit management service including business advice and training in sales and completion of credit applications.

• CCS has a wide customer base ranging from independent local businesses through to regional or multi-national organisations. Clients include: Anglian, Zenith Staybrite, Amdega, Betta Bedrooms, Hammonds and Appeal Conservatory Blinds.

For more information, please contact:

Jackie Mackenzie or Helga Pearson Press Officers for Consumer Credit Solutions Tel: 01748 826091; Mobile: 07971 214776 Email: helga@jmapublicrelations.com